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Boat Insurance in Florida for Yachts & Larger Boats (2026)

Finding the right boat insurance in Florida matters more when there's a larger vessel on the line. This list highlights top-rated marine insurance professionals across the state, many of whom also bring surveying and yacht management experience that larger-boat owners will find useful. Request a quote from a capable local pro to make sure your boat is properly covered.

By Boatwork in Florida·10 pros·1107 lists by this author·May 31, 2026·Updated July 22, 2026
10 pros
Miami Marine Survey logo

Miami Marine Survey

4.9(101)
(305) 351-9194Miami, FLGet Directions
Miami, FLBoat Surveying & InspectionMarine Electrical & ElectronicsBoat Insurance

About Miami Marine Survey

Boat buyers and owners throughout South Florida work with a marine surveyor who brings an exceptionally rare combination of credentials to every inspection. Based in Miami's Coconut Grove neighborhood, Miami Marine Survey has earned a 4.9-star rating across more than 100 verified reviews by delivering thorough, transparent assessments that give...

What others are saying about Miami Marine Survey

Known for encyclopedic knowledge and detective-like thoroughness, Miami Marine Survey has built a reputation for saving buyers from costly mistakes. Time and again, customers describe how Scott's meticulous inspections reveal hidden issues that could...

Reviews sourced from Google

My ThoughtsRated 4.9 from 101 reviews, Miami Marine Survey combines boat insurance with surveying and marine electrical expertise — and responds to 100% of leads. In business 21+ years.
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Ocean Marine Surveyors Florida logo

Ocean Marine Surveyors Florida

4.8(20)
(561) 710-7049North Palm Beach, FLGet Directions
North Palm Beach, FLBoat Surveying & InspectionBoat Insurance

About Ocean Marine Surveyors Florida

Operating with dual offices in California and Florida, Ocean Marine Surveyors Florida delivers comprehensive marine surveying and inspection services to boat owners, buyers, and insurance companies throughout coastal markets. With locations in North Palm Beach, Florida and Dana Point, California, the business maintains a strategic presence in two of the...

What others are saying about Ocean Marine Surveyors Florida

Reading through the feedback, one pattern emerges: from pre-purchase boat surveys on vessels like World Cat 320s to thorough vessel inspections, customers consistently praise Ocean Marine Surveyors Florida's detailed and educational approach. Reviewe...

Reviews sourced from Google

My ThoughtsOcean Marine Surveyors Florida holds a 4.8 rating from 20 reviews and pairs boat insurance with boat surveying and inspection, backed by 130+ years in business.
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Fairport Global logo

Fairport Global

4.2(14)
+1-954-990-6482Fort Lauderdale, FLGet Directions
Fort Lauderdale, FLYacht ManagementSailing Schools & InstructionBoat Insurance

About Fairport Global

Operating from Fort Lauderdale's yachting hub, Fairport Global delivers comprehensive yacht management services to vessel owners across South Florida's Broward County marine community. The firm manages an active portfolio of 39 vessels totaling over 5,713 feet, bringing maritime expertise to clients in Fort Lauderdale, Hollywood, Pompano Beach, and surrounding coastal...

What others are saying about Fairport Global

Customers consistently praise Fairport Global as an exceptional yacht management company, with many clients maintaining relationships spanning multiple years. Their team members, particularly Amanda, Sandrine, Darren, Chelsea, and Lindsey, are freque...

Reviews sourced from Google

My ThoughtsFairport Global brings a yacht management and sailing instruction background to its boat insurance services, rated 4.2 from 14 reviews with 15+ years in business.
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TBF Insure logo

TBF Insure

5.0(15)
(954) 510-5555Boca Raton, FLGet Directions
Boca Raton, FLBoat Insurance

About TBF Insure

Specialized marine insurance requires a depth of expertise that extends well beyond typical property coverage, and TBF Insure has developed a practice centered on the distinct exposures yacht and boat owners encounter on the water. Operating from their Boca Raton headquarters, the business serves vessel owners throughout South Florida, including...

What others are saying about TBF Insure

Reviewers consistently highlight Taylor and his team's exceptional responsiveness, with customers noting they "always answer on the first ring" and provide "super fast" service. The word that comes up again and again is "professional," as customers p...

Reviews sourced from Google

My ThoughtsTBF Insure focuses exclusively on boat insurance and holds a perfect 5.0 rating from 15 reviews.
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Merolla Surveyors logo

Merolla Surveyors

5.0(92)
(954) 401-5399Crystal River, FLGet Directions
Crystal River, FLBoat Surveying & InspectionBoat Mechanics & Engine RepairBoat Insurance

About Merolla Surveyors

With over four decades of dedicated service to the marine industry, MEROLLA SURVEYORS, INC. has established itself as a seasoned authority in yacht and boat marine surveying throughout Florida's Gulf Coast region. Operating from Crystal River, Florida since 1980, this marine surveying firm brings 43+ years of hands-on experience to...

My ThoughtsMerolla Surveyors earns a 5.0 from 92 reviews and covers boat insurance alongside surveying and engine repair, with 46+ years of experience in the field.
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B&

Brizendine & Associates

5.0(49)
1 954 524 8661Fort Lauderdale, FLGet Directions
Fort Lauderdale, FLBoat Surveying & InspectionBoat InsuranceMarine Project Management

About Brizendine & Associates

With over 25 years of specialized experience in Florida waters, Brizendine & Associates has established itself as a comprehensive marine surveying firm serving boat owners, insurance companies, and maritime professionals throughout Fort Lauderdale and the surrounding region. The company specializes in all forms of marine surveys covering both power and...

What others are saying about Brizendine & Associates

Across the reviews, Brizendine & Associates earns recognition for exceptionally thorough marine surveys that capture every detail down to missing screws and rust on antenna components. From pre-purchase inspections with 80+ photos to insurance survey...

Reviews sourced from Google

My ThoughtsBrizendine & Associates rates 5.0 from 49 reviews, offering boat insurance alongside surveying and marine project management — a useful combination for larger-vessel owners.
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Flagship Marine Survey logo

Flagship Marine Survey

5.0(24)
(715) 255-0515Gulf Breeze, FLGet Directions
Gulf Breeze, FLBoat Surveying & InspectionBoat Insurance

About Flagship Marine Survey

Operating out of dual locations in St. Petersburg, Florida and St. Paul, Minnesota, Flagship Marine Survey specializes in comprehensive marine surveying and damage claim investigation services for recreational vessels throughout the Gulf Coast and Upper Midwest regions. Led by Principal Marine Surveyor Steve Heinrich, the business serves boat owners, buyers,...

What others are saying about Flagship Marine Survey

A common theme in the reviews is Steve's exceptional thoroughness and attention to detail during marine surveys, with customers consistently praising his comprehensive inspections that uncover critical issues others might miss. When it comes to custo...

Reviews sourced from Google

My ThoughtsFlagship Marine Survey holds a 5.0 rating from 24 reviews, specializing in boat surveying and inspection as well as boat insurance.
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Coastal and Marine Insurance logo

Coastal and Marine Insurance

4.8(51)
(772) 581-8110Sebastian, FLGet Directions
Sebastian, FLBoat Insurance

About Coastal and Marine Insurance

Operating from Florida's Treasure Coast, Coastal and Marine Insurance has established itself as a specialized insurance provider serving boat owners and waterfront property owners throughout the region. With a tagline that promises "We Can Insure Everything You Own," this Sebastian-based agency focuses on comprehensive coverage solutions tailored specifically to the...

What others are saying about Coastal and Marine Insurance

The reviews paint a picture of a business known for exceptional cost savings and personalized service. On the money-saving front, customers consistently report hundreds of dollars in annual savings, with owner Danette frequently shopping multiple com...

Reviews sourced from Google

My ThoughtsCoastal and Marine Insurance focuses on boat insurance with a 4.8 rating from 51 reviews and 28+ years in business behind them.
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VW

Van Wagoner Boats

4.7(28)
(727) 577-4586Clearwater, FLGet Directions
Clearwater, FLBoat Mechanics & Engine RepairMarine Electrical & ElectronicsFiberglass & Gelcoat Repair

About Van Wagoner Boats

With 84 years of continuous service to the marine community, Van Wagoner Boats has established itself as one of the most experienced boat repair facilities in the Tampa Bay region. Founded in 1935, this family-owned business has served boat owners throughout Clearwater, Tampa, Hillsborough County, and Pinellas County with a...

What others are saying about Van Wagoner Boats

Customers repeatedly praise Van Wagoner Boats as a complete marine restoration powerhouse, with many calling them "the best in the Tampa/St. Pete area" for comprehensive boat work. What sets them apart is their ability to handle everything from major...

Reviews sourced from Google

My ThoughtsVan Wagoner Boats brings 91+ years in business and a 4.7 rating from 28 reviews, offering boat insurance alongside mechanics, electrical, and fiberglass repair.
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Naples Boat Mart logo

Naples Boat Mart

4.8(263)
(239) 643-2292Naples, FLGet Directions
Naples, FLBoat Insurance

About Naples Boat Mart

Located in the heart of Collier County at 829 Airport-Pulling Road North, Naples Boat Mart has established itself as a trusted resource for boat owners and marine enthusiasts throughout Southwest Florida. The dealership specializes in both new and pre-owned boat sales, offering a comprehensive inventory that serves the diverse needs...

My ThoughtsNaples Boat Mart specializes in boat insurance and carries a 4.8 rating from a substantial 263 reviews.
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