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Home / Specialties / Boat Insurance

Boat Insurance

Boat insurance businesses vary a lot in what they write, so match the policy type and boat type to the business before you ask for a quote.

  • 95businesses
  • 23states
  • 13city service pages
  • 5,879Google reviews

Updated October 2026 · Built from 95 Boatwork listings, Google ratings

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Several large luxury motor yachts, including one named PHOENIX, moored along a marina dock with a high-rise building behind them.NAVINSURE, Bay Shore, NY →Naples Boat Mart, Naples, FLNaples Boat Mart →Google · Todd

What boat insurance covers

Insurance policies covering boats and yachts for hull damage, liability, passenger injury, and related losses.

Common Boat Insurance jobs

Where boat insurance pros are

95 listings across 23 states, plotted on the map.

    Map of 95 boat insurance listings across the United States

    Every state with boat insurance pros

    23 states have at least one listed business. A state links to its own page when that page is live; otherwise it is plain text.

    StateBusinesses
    Florida36
    Massachusetts10
    California9
    New York9
    Michigan5
    Maryland4
    Colorado2
    Kentucky2
    North Carolina2
    Tennessee2
    Alaska1
    Delaware1
    Georgia1
    Louisiana1
    Maine1
    Minnesota1
    Missouri1
    New Jersey1
    Ohio1
    Pennsylvania1
    Texas1
    Virginia1
    Wisconsin1
    Florida: 8 city pages
    Massachusetts: 5 city pages

    Top-rated boat insurance pros nationwide

    The 10 top-rated of the 10 with 20+ Google reviews, ordered by rating and then review count. Each business lists boat insurance as its main specialty or on its own website.

    Browse every boat insurance pro →

    Choosing boat insurance

    What these businesses say they offer

    Only 29 of the businesses publish a service list on their own websites, so this picture is incomplete. Among those, commercial marine insurance and inland marine are each listed by 2. Agreed-value hull and crew coverage are each listed by 1. If you need something specific, ask the business directly instead of assuming it is covered.

    Match the business to your boat

    Of the 24 businesses that list boat types, 10 mention yachts. Sailboats are listed by 5, fishing boats by 4, power boats by 4, sail by 4 and center consoles by 3. Ask whether a business regularly writes your kind of boat. Ask how it handles your hull type, your engine setup and how you use the boat.

    Insurance, survey or paperwork

    This specialty covers policies for hull damage, liability, passenger injury and related losses. If you need an independent condition report, such as a pre-purchase or insurance survey, look at Boat Surveying & Inspection instead. If you need proof of ownership, liens or legal status through the Coast Guard, look at Marine Vessel Documentation. Engine diagnosis and repair belong under Boat Mechanics & Engine Repair.

    What reviews bring up

    Among the 57 businesses with review keywords from Google, 11 have reviews that mention marine survey. Ask early whether the business wants a survey, which surveyors it accepts, and how long that step adds.

    Questions boat owners ask

    Which boat insurance businesses list jet ski coverage?

    One business lists jet ski insurance and one lists boat/pwc insurance on its website. Most businesses do not publish a service list that detailed, so confirm before you rely on it.

    Does any business list help with claims?

    One business lists insurance adjustment among its services. That is a small number, so ask any business how it handles a claim after a loss.

    Who lists crew coverage?

    One business lists crew as a service on its website. If you run a charter or work boat, ask each business whether it writes crew coverage.

    Are these listings confirmed by the businesses?

    Only 1 listing on this page is marked claimed, meaning the business confirmed it. Services come from each business's own website and ratings come from Google.

    Who do I call for a boat condition survey instead of a policy?

    Look at the Boat Surveying & Inspection specialty. Those businesses do independent inspections of a vessel's condition, such as pre-purchase, insurance and financing surveys.

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