Congratulations on becoming a boat owner! This guide covers everything you need to know to get started.
Choose the Right Boat
- Fishing: Center consoles, bay boats
- Family: Deck boats, pontoons, bowriders
- Watersports: Ski boats, wake boats
True Cost of Ownership
| Expense | Annual Cost |
|---|---|
| Storage/Slip | $1,200-12,000+ |
| Insurance | $300-2,000+ |
| Fuel | $500-5,000+ |
| Maintenance | $500-3,000+ |
💰 Rule of Thumb
Budget 10% of boat value annually for maintenance and operation. See detailed budget guide.
Essential Safety Equipment
- Life jackets for everyone
- Throwable flotation device
- Fire extinguisher
- Visual distress signals
- Horn or whistle
- Navigation lights
Basic Maintenance
Before each trip: Check fuel, oil, bilge, lights, safety gear, weather.
Monthly: Flush engine, check battery, inspect prop.
Annually: Oil change (guide), bottom painting (costs), professional inspection.